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According to paragraph three, which of the following is the measure of old-age social insurance programs?

02/12/2023 //  by admin//  Leave a Comment

  • Question:

    According to paragraph 3, which of the following is the measure of old-age social insurance programs?

    • A.
      The decrease in the age the elderly can receive pension.
    • B.
      The encouragement the elderly to contribute more in economy.
    • C.
      Enacting many policies to increase their income before retirement.
    • D.
      Widening the gap between official and actual ages of retirement.

    Reference explanation:

    Correct Answer: GET

    Knowledge: Reading Comprehension

    Explain:

    According to paragraph 3, which of the following is a measure of old-age social insurance schemes?

    A. A decrease in the age at which the elderly can receive a pension.

    B. Incentivizing the elderly to contribute more in the economy.

    C. Implement multiple policies to increase income before retirement.

    D. Widening the gap between official and actual retirement ages.

    Based on the information in paragraph 3:

    Many countries already have taken steps towards much-needed reform of their old-age social insurance programs. One common reform has been to raise the age at which workers are eligible for full public pension benefits. Another strategy for bolstering economic security for older people | has been to increase the contributions by workers. (Many countries have taken steps to reform their old-age social insurance programs much-needed reform. One common reform is to increase the age at which workers are eligible for public pension benefits. Another strategy to strengthen economic security for the elderly is to increase worker contributions.)

    Think and answer the question before QAZDO provides the answer and solution

    ADSENSE

  • ===============
    Old-age social insurance programs are a key component of retirement security for many people. They provide a guaranteed source of income to retirees, helping to ensure that they are able to live comfortably in their later years. While there are a variety of different types of social insurance programs, the most commonly used measure of these programs is the replacement rate.

    The replacement rate measures the percentage of a person’s pre-retirement income that is replaced by social insurance programs. It is calculated by dividing the amount of the benefit received from the program by the amount of the person’s pre-retirement income. For example, if a person’s pre-retirement income was $50,000 and they receive a social insurance benefit of $20,000, their replacement rate would be 40%.

    The replacement rate is an important measure of the effectiveness of old-age social insurance programs. It can help to determine how much of a person’s pre-retirement income is being replaced by the program, and thus, how well the program is providing for their retirement needs. In general, the higher the replacement rate, the better the program is providing for retirees.

    In the United States, the Social Security program is the primary source of old-age social insurance. It provides a guaranteed income to retirees, and its replacement rate is typically around 40%. Other programs, such as Supplemental Security Income (SSI) and Medicare, also provide some additional benefits to retirees.

    In conclusion, the replacement rate is the most commonly used measure of the effectiveness of old-age social insurance programs. It measures the percentage of a person’s pre-retirement income that is replaced by the program, and is an important indicator of how well the program is providing for their retirement needs. The Social Security program in the United States typically has a replacement rate of around 40%, and other programs such as SSI and Medicare provide additional benefits to retirees.

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    Category: English test class 12Tag: National exam in 2023 in English

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